What Is A

Simple Retirement Plan

And How To Have One

Learn more by signing up for an upcoming virtual or in-person workshop event today to learn more. Or, if you prefer, simply call our office for a no-cost and no-obligation meeting. We are here to answer your questions and help you plan a carefree retirement.
“What is a simple retirement plan?”

As you draw closer to retirement you may be wondering, “What is a simple retirement plan?” and “how can I have one?” With all the information that is available to you out there, the idea of planning for retirement seems overwhelming. First off, retirees need to decide where they want to place their funds. Not only are there a variety of different kinds of investment accounts, but there is also a variety of investment options inside those accounts. An example of this is deciding between putting your savings into a 401(k), 403(b), Roth IRA, traditional IRA, simple IRA, and more. Not only do you need to make those choices, but you also need to make decisions about which funds and how much to invest along the way. With all these decisions it’s hard to feel confident about a plan for a simple retirement. But here at Green Line NW, we believe it’s important to get answers to all your questions. We believe retiring should be simple, and we can help guide you there.

Retirement Planning Made Easy, It’s Possible

Although, the many options for retirement can feel overwhelming. As retirement draws near you need a plan that will protect your hard-earned savings. You shouldn’t be at the mercy of market volatility and you will need retirement income. The best thing you can do for your retirement is to completely understand how your retirement works, and where your capital is invested. Here at Green Line NW, we believe retirement doesn’t need to be complicated. A simple retirement plan is one that you understand, can be executed smoothly, and can help you attain your goals.

Certain types of life insurance products like indexed universal life (IUL) and fixed index annuities (FIAs) may offer you peace of mind by keeping your principal safe. Also, fixed index annuities (FIAs) can be a suitable choice to provide you with a safe retirement income. These annuities offer a guaranteed income that cannot be outlived, no matter the current market volatility. Additionally, your income could increase over time by implementing an optional income rider on your FIA. Last, but not least, a fixed index annuity (FIA) could provide you with a reasonable rate of return over time.

What Is Retirement Planning Made Simple?

Have you already set the date for your retirement? Or, maybe you just have a rough idea of when you want to make that change. Either way as you near retirement age you might want to take a more thorough look at your retirement savings accounts. Considering the future of your retirement depends on being ready this is a crucial step. 

This can be stressful and overwhelming but, you aren’t alone in this fear. Many retirees are feeling this way. Many times people don’t completely understand where their money is and how their funds are invested. Or they are concerned about what will happen to their retirement savings if the market goes down. This worry is sometimes so powerful for retirees they can’t even appreciate their retirement. This is a significant pitfall of overly complex retirement income planning. 

The most reliable retirement plans are straightforward and simple. If you have to watch your retirement plan closely, maybe it isn’t the appropriate fit for you. Simple financial planning for your retirement means:

  1. You have a financial advisor that can clarify all your questions and help you properly plan
  2. You know where your money is and how it is creating income for you
  3. You feel safe and confident that your principle is guarded, no matter the state of the market.

How To Keep Your Plan Simple

Our team here at Green Line NW wants you to completely understand all your retirement options. Financial planning can be confusing, but it doesn’t need to be. Are you unsure about your retirement plan? Looking to find out options to make managing things easier? We provide retirees with the information and education they need to make the best decisions for their retirement. The bottom line is, a simple retirement plan is one you understand, and feel confident in.

Some advisors make retirement planning more complicated than it needs to be, but not the team here at Green Line NW. During our sessions, we will go over your current account. We will speak about any changes in your life or with your money. Also, we can work together on a plan for simple retirement, including how to protect your money long-term. We believe that a confident client is an educated client.

Not only do we offer retirement protection seminars among other topics here in the community but we also offer online sessions for anyone looking to become more educated on their retirement options without leaving the comfort of their home. And as a thank you for attending one of our events, you will receive a complimentary meal at our in-person events, and for our virtual events, guests can enjoy a meal card – on us.

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