Adjustments

Pension

While inflation has certainly been in the news a lot lately, one topic that hasn’t been discussed all that often is private pensions. Unlike Social Security payments, they typically don’t offer cost-of-living adjustments that keep up with inflation rates. State and local government pensions do typically offer cost of living increases, but this sometimes causes those who are in the private sector to assume their pensions do the same. This difference means that those receiving private-sector pensions may need to focus more on their future income stream in order to keep up. Call us, we can help you crunch the numbers and try to determine what kind of deficit you should make up for. 

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